Google Wallet Expands Bank Linking in Japan to Yucho, Mizuho, and MUFG

Google Wallet, the Android digital wallet management service, is increasingly likely to expand with new transit IC cards (e-money) like “ICOCA” from JR West and “TOICA” from JR Central, as well as a new NFC touch payment section called “E-Wallet” featuring services like SoftBank’s “PayPay Money,” KDDI’s “au PAY,” and NTT Docomo’s “d払い.”

In addition to these, Google Wallet may also add a “Bank Account / Money Transfer Service Integration” section. On Monday, October 13, 2025, there was a new development in this “Bank Account / Money Transfer Service Integration” section of Google Wallet. Please note that this information comes from an analysis of the HTML code on the official Google Wallet Help site’s “Check supported payment methods (Japan)” page and is not an official announcement from Google or its partners.

First, the list of supported banks has changed from the previous “Japan Post Bank,” “Rakuten Bank,” “MUFG Bank,” and “Bank Pay-affiliated banks (Resona, Yokohama, Fukuoka, etc.)” to “MUFG Bank,” “Mizuho Bank,” and “Japan Post Bank.” Furthermore, the supported service has been changed from “Wallet Balance Top-up” to “Account Linking and Money Transfers.”

With “Rakuten Bank” removed from the lineup, the service for the “Bank Account / Money Transfer Service Integration” section has been clarified to “Account Linking and Money Transfers.”

• Previously

<section id="banks" aria-labelledby="banks-heading">
  <h2 id="banks-heading">銀行口座 / 送金サービス連携</h2>
  <table class="payments-table">
    <thead>
      <tr>
        <th>金融機関 / サービス</th>
        <th>対応内容</th>
        <th>備考</th>
      </tr>
    </thead>
    <tbody>
      <tr>
        <td>ゆうちょ銀行</td>
        <td>ウォレット残高チャージ</td>
        <td>口座設定後にチャージ可能</td>
      </tr>
      <tr>
        <td>楽天銀行</td>
        <td>ウォレット残高チャージ</td>
        <td>オンラインチャージ対応</td>
      </tr>
      <tr>
        <td>三菱UFJ銀行</td>
        <td>ウォレット残高チャージ</td>
        <td>対応開始（対象外口座あり）</td>
      </tr>
      <tr>
        <td>銀行Pay系（りそな・横浜・福岡 等）</td>
        <td>送金 / チャージ連携</td>
        <td>各行の銀行Payアプリ連携に準拠</td>
      </tr>
    </tbody>
  </table>
</section>

• After Change

<tr>
  <td colspan="3"><strong>銀行口座 / 送金サービス連携</strong></td>
</tr>
<tr>
  <td>三菱UFJ銀行</td>
  <td>口座連携・送金対応</td>
  <td>株式会社三菱UFJ銀行</td>
</tr>
<tr>
  <td>みずほ銀行</td>
  <td>口座連携・送金対応</td>
  <td>株式会社みずほ銀行</td>
</tr>
<tr>
  <td>ゆうちょ銀行</td>
  <td>口座連携・送金対応</td>
  <td>日本郵政グループ</td>
</tr>

This change suggests that a direct “Bank Account Linking” service may be newly introduced to the current Google Wallet, which already handles the registration and management of e-money, credit cards, passes, and cashless payments. This “Bank Account Linking” service in Google Wallet is expected to allow users to top up the balances of “PayPay Money,” “au PAY,” and “d払い” registered in the new “E-Wallet” section, as well as facilitate person-to-person money transfers.

In other words, Google Wallet is likely to undergo a major renewal to become a more comprehensive digital wallet service. We expect the lineup of supported bank accounts to change further in the future.

We will report again as soon as we have more information. Things are getting exciting.

Source: Google